Save on today's healthcare essentials
An HSA lets you use tax-free* dollars to pay for qualified healthcare expenses, helping you keep more of your money in your pocket while covering your healthcare costs. And you may be surprised what qualifies! Products such as wearable health devices, skincare items, first-aid supplies, pain relief products and other health-related essentials can all be HSA-eligible. The FSA | HSA Amazon Storefront has thousands of HSA-eligible products to help you know what's covered and save on items you use every day.
"[It's] beneficial to have [an HSA] to help with paying medical bills and medications when money is tight."
49 years old, family coverage, less than $1,000 saved
HSA Bank accountholder since 2026**
Prepare for tomorrow's healthcare needs
Saving for future healthcare expenses is one of the smartest ways to prepare for the unexpected. Healthcare costs can add up quickly, especially if you need to meet your health plan deductible. By building your HSA balance over time, you can set aside money specifically for healthcare needs, giving you greater peace of mind and financial flexibility when expenses arise.
An HSA is a powerful place to save because your contributions are tax-free* meaning the money you would have otherwise paid in taxes stays in your account and can be used for eligible healthcare expenses.
"[An HSA] is a great pre-tax way to have funds put aside that I can use to pay medical bills. It adds up quickly and great to have when needed for medical and dental expenses."
65 years old, individual coverage, $5,000-$7,500 saved
HSA Bank accountholder since 2023**
Grow your HSA through investing
Investing*** a portion of your HSA funds can help your healthcare savings work harder for you over time. And getting started may be easier than you think.
HSA Bank’s HSA Invest program allows you to enroll prior to reaching a minimum cash balance, typically $1,000, but may vary for employer-sponsored HSA programs. From there, you can choose from low-cost, self-directed investment options that can potentially grow your savings for healthcare or retirement.
If you need money for eligible healthcare expenses, you can easily sell investments and access the funds through your cash balance, all within your online account. This flexibility allows you to invest for future healthcare costs while still keeping your savings accessible for expenses that arise along the way.
"Having an HSA is essential in today's economy for saving money for health expenses. One thing I like is the ability not to just save money but also invest*** money."
37 years old, family coverage, $2,500-$5,000 saved
HSA Bank accountholder since 2021** with HSA Invest
More resources
How to use your HSA
Whether you already have a Health Savings Account (HSA) or are considering opening one, HSA Bank makes it easy to save money on your healthcare expenses.
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Get help managing your account online. Find out how to set up your account, order a debit card, update account information and more.
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*HSA contributions and earnings aren’t subject to federal taxes and aren’t subject to state taxes in most states. Contact a tax professional for information about your state.
**HSA Bank customer survey, June 2026.
***SECURITIES AND INVESTMENTS
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
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Past performance is not indicative of future results.
Annual asset-based fees may apply and are deducted from the investment balance on a quarterly basis. Accountholders can view exact fees in their online account.
DriveWealth, LLC, a registered broker-dealer and Member FINRA/SIPC, is the clearing broker and custodian of your assets in the HSA Invest program. Investment advisory services are offered through Precision Fiduciary Partners, LLC, an SEC-registered investment advisor. Registration does not imply a certain level of skill or training. Additional information about Precision Fiduciary Partners can be found in its Form ADV Part 2, Form CRS and Privacy and Cookies Policy, which are available to the accountholder in their online account.
HSA Bank is not registered as a broker-dealer or investment advisor. Neither HSA Bank nor DriveWealth provide investment advice to HSA Invest program investors. HSA Bank, DriveWealth and Precision Fiduciary Partners are not affiliated, not responsible for the products and services offered or provided by the other and do not provide legal or tax advice.
The Mesirow and Precision Fiduciary Partners, LLC names and logos are registered service marks of Mesirow Financial Holdings, Inc. Mesirow refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates.
